Real Estate in Boise, Meridian, Nampa
& All of the Treasure Valley

Jennifer Louis
Residential Real Estate Expert
Welcome To Boise and Beyond Real Estate

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Living in Middleton, Idaho

Living in Middleton, Idaho

For anyone dreaming of more space, quieter living, and maybe even a few alpacas.

This small-town gem sits just west of Star and Eagle and has quickly become a favorite for those relocating to the Treasure Valley who want more land without the Eagle price tag.  Middleton has grown, but it hasn’t lost its calm, country feel, and that’s what makes it so appealing.  It is one of the few places in the valley where you can still find a home with room to breathe. Bigger lots, shops, pastures, animals, and open views are part of everyday life here. If you have ever wanted space for chickens, a garden, a workshop, or even alpacas, Middleton is the type of place where that lifestyle is possible.

The median home price in Middleton is about $530,000 for a single-family home or a single-family home with acreage. Homes tend to move quickly, with the average days on market around twenty-seven.

Here is a clear look at the pros, the challenges, and what to watch for if you are considering a move to Middleton or searching for acreage.

The Pros

Middleton gives you more room than most places in the Treasure Valley. Large half-acre, one-acre, two-acre, or five-acre properties are common. The town still has a strong country feel, and it is not unusual to see horses, goats, or alpacas on your morning drive. If you are looking for freedom and flexibility with your property, this is where you find it.

Although it feels rural, Middleton is close to everything you need. Star and Caldwell are about ten to fifteen minutes away, Meridian is twenty to twenty-five, and Boise is roughly thirty-five to forty minutes, depending on the time of day. You get the space and quiet of the country with reasonable access to shopping, healthcare, and entertainment.

Acreage is also more affordable in Middleton compared to Eagle or some parts of Star. If you want land without paying luxury prices, this is an excellent place to start looking.

There is also a strong sense of community. Middleton schools are known for their smaller class sizes, active sports programs, and that familiar small-town atmosphere. Neighbors tend to know each other, and community events are common.

Builders in Middleton

Middleton offers a mix of subdivision builders and smaller local builders who understand rural living. CBH Homes, Hubble Homes, and Hayden Homes all build in and around Middleton and tend to focus on more traditional subdivision-style homes. Many custom and semi-custom builders specialize in larger lots, shops, barns, RV bays, and acreage properties.  Some of our favorites are Maddyn Homes, Mendiola, and homes in Hawk View Estates. If you are looking for a home that supports animals or hobbies, many of the local builders have the experience to design those features correctly.  Homes on the market in Middleton range from $315,000 to $2,500,000.  Check out all the homes and lots for sale in Middleton, Idaho, today.

Rural living means driving. If you work in Meridian, Eagle, or Boise, your commute will be longer and you will be in the car more often. Middleton is best suited for people who work from home, have flexible schedules, or do not mind a little extra drive time.

Shopping and dining are limited within Middleton itself. Most residents drive to Star, Caldwell, Nampa, or Meridian for restaurants, larger stores, or weekend outings. If you want walkability, Middleton is not the place for it.

You will also need to be comfortable with the realities of country living. Most acreage properties use a well and septic system. You may also be responsible for irrigation, weed control, pasture management, and maintaining a larger outdoor space. Dust, wildlife, and the occasional farm smell are part of life here.

What to Look For When Buying in Middleton

If you are searching for land, water rights, and irrigation are very important. You should know which irrigation district the property is in, how water is delivered, and whether the rights transfer with the sale. This can impact the quality and cost of maintaining acreage.

You will also want to understand the property’s well and septic systems. Ask about the well depth, flow, water quality, and the age and size of the septic system. These systems should always be inspected by professionals before closing.

Some properties in Middleton are in neighborhoods with CC&Rs guidelines, while others have no restrictions at all. Decide early whether you want complete property freedom or a little structure. It makes a big difference when choosing a home.

Middleton also has private roads and shared driveways in many areas. Always confirm who maintains the road, how often, and what the cost is.

If you are looking at homes with shops, barns, or outbuildings, make sure they have proper permits and electrical work and meet setback requirements. Not all outbuildings are created equal, and repairs can be expensive.

Finally, be aware of flood zones, soil drainage, and proximity to irrigation canals. These factors can affect insurance, maintenance, and long-term use of the land.

Who is Middleton right for

Middleton is ideal for buyers who want more space, privacy, and the freedom to live a rural lifestyle. It works well for families, remote workers, hobby farmers, people who want to own animals, or anyone who wants to be close to Boise without living in the city.

Who It May Not Fit

If you need walkability, immediate restaurant access, or very short commutes, Middleton will likely feel too spread out. It also may not fit buyers who do not want to manage wells, septic, or larger outdoor spaces.

Thinking About Middleton

If you are considering Middleton for its space, acreage opportunities, quiet living, or future homestead potential, I can help you decide which neighborhoods and areas fit your goals. Understanding irrigation, wells, and septic, soil conditions, local builders, and the differences between Middleton, Star, Caldwell, and Emmett is essential when buying this type of property, and I guide clients through each step.

When you are ready to explore Middleton or want help narrowing down the right area, I would love to help you get started.


Need Relocation Guidance? I’m Here to Help.

Whether you’re moving to Boise, Meridian, Eagle, Nampa, Star, or Caldwell, I specialize in relocation to Idaho and can break down costs by neighborhood, school district, or commute pattern.

I’ve helped numerous families and individuals move to the Treasure Valley, and I’d love to guide you, too.

Click here to schedule your Boise Relocation Consultation or explore homes across the valley.


 

For expert guidance on moving to Boise, contact Jennifer Louis, a Boise real estate and relocation expert. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and of course, a few things real estate.  (208) 509-9122 or [email protected].

The Real Cost of Living in Boise

The Real Cost of Living in Boise

Boise continues to shine as one of the top relocation destinations in the U.S. With its four-season outdoor culture, a relaxed and friendly lifestyle, and overall affordability compared with West Coast states, more families and professionals are choosing the Boise Metro area as their next home.

If you’re considering a move to Boise, Meridian, Eagle, Nampa, Caldwell, Star, or Emmett, here’s what the true cost of living in 2025 looks like, which includes the most recent local housing data.


Housing Costs in Boise & the Treasure Valley (2025 Update)

Housing is typically the biggest part of your cost of living, and Boise’s market in 2025 is stable, competitive, and offering more choices thanks to increased inventory.

Ada County (Boise, Meridian, Eagle, Kuna, Star)

  • Median sales price (January 2026): $535,990 — essentially unchanged year-over-year, signaling a stable market.

  • Days on Market: 55 days, up slightly from last year — giving buyers a bit more breathing room.

  • Inventory: 1,567  homes, up 23% from last year, meaning more selection for relocating buyers.

Canyon County (Nampa, Caldwell, Middleton)

  • Median sales price (January 2026): $420,000, down 1.2% year-over-year.

  • Days on Market: 66 days, up 6% from last year.

  • Inventory: 958 homes, slightly more than last year, adding more buying opportunities.

New Construction Trends (2025)

New construction is giving relocating buyers even more to choose from:

  • Ada County new construction median price: $560,000

  • Canyon County new construction median price: $454,000

Both counties have seen inventory growth of 12% in Canyon and 36% in Ada Counties, making new-builds far more accessible than in previous years.

What This Means for You

Boise’s 2026 housing market offers:
✔ More inventory
✔ Stable prices
✔ Balanced competition
✔ Strong selection in West Boise, Southeast Boise, East Boise, South Meridian, and North Nampa

If you’re considering buying, now is an excellent time to access a wider range of homes.
Click here to explore active listings across Boise, Meridian, Eagle, Star, Nampa, and Caldwell.


Renting in Boise (2026)

Rental inventory remains limited due to strong demand, but new apartments in Meridian, Boise Bench, and Nampa are helping meet the needs of relocating renters.

Average Rents in 2026

  • Boise overall average rent: ~$1,977/month

  • Boise median single-family rental (Zillow): ~$1,800/month

  • Rent in more suburban, luxury areas such as Eagle, Star and Meridian and  single-family rentals see an average of $2,600/month
  • Apartment List median rent: ~$1,229/month

  • Redfin rental average: ~$1,582/month

Expect competition for single-family homes and centrally located rentals, especially near downtown Boise, Harris Ranch, and West Boise.


Utility Costs in Boise (2026)

Utility costs continue to fall below or near national averages, which helps offset slightly higher housing costs.

Average monthly utilities in the Boise area:

  • Electricity: ~$108/month

  • Natural Gas: ~$53

  • Water: ~$49 (Veolia)

  • Internet: ~$53 (CenturyLink, Sparklight, AT&T Wireless, Ting, etc.)

Total Estimated Monthly Utilities: ~$297/month

In outlying areas like Star, Middleton, Nampa, and parts of Caldwell, private wells and septic systems can reduce water/sewer expenses.


Child Care Costs in Boise (2026)

For families relocating to Boise, childcare remains one of the higher monthly expenses; however, most residents find it is still below the cost of care in states like California, Oregon, and Washington.

Average annual costs:

  • Daycare (center-based): ~$6,900

  • In-home daycare: ~$6,284

  • Preschool: $5,800–$6,400

  • Private school (Idaho average): ~$8,272/year

Boise continues to offer strong public, charter, and magnet school options, making it easier for families to manage educational costs.


Fuel Costs & Transportation

Boise’s fuel prices remain lower than the national average and far below the West Coast.

Early 2026 ranges:

  • Low: $2.99

  • High: $3.50

Couple that with average commute times of 20–30 minutes, and transportation costs stay significantly lower than in major metro areas.


Lifestyle & Recreation Costs in Boise

This is where Boise shines. Outdoor enthusiasts, foodies, cyclists, runners, and families get a tremendous lifestyle without the price tag of larger cities.

Low- or no-cost activities:

  • The Boise River Greenbelt

  • Cliffside hiking & biking trails

  • Bogus Basin skiing & tubing

  • Local parks, splash pads, playgrounds

  • Free downtown festivals

  • Treasure Valley hiking, fishing & camping

Compared to Washington, California, Oregon, and Colorado, Idaho offers noticeably lower day-to-day living expenses.


Is Moving to Boise Still Worth It in 2026?

Absolutely — especially if you’re relocating from higher-cost states. Boise continues to offer:

✔ Stable housing prices
✔ Growing inventory & new construction
✔ Shorter commutes
✔ A thriving job market
✔ Exceptional outdoor access
✔ A warm, community-centered lifestyle

And its cost of living remains significantly lower than that of major West Coast metros.


Need Relocation Guidance? I’m Here to Help.

Whether you’re moving to Boise, Meridian, Eagle, Nampa, Star, or Caldwell, I specialize in relocation to Idaho and can break down costs by neighborhood, school district, or commute pattern.

I’ve helped numerous families and individuals move to the Treasure Valley, and I’d love to guide you, too.

Click here to schedule your Boise Relocation Consultation or explore homes across the valley.


 

For expert guidance on moving to Boise, contact Jennifer Louis, a Boise real estate and relocation expert. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and of course, a few things real estate.  (208) 509-9122 or [email protected].

A Parent’s Guide to Schools in Boise, Eagle and Meridian

A Parent’s Guide to Schools in Boise, Eagle and Meridian

Whether you’re exploring public or private schooling options in Boise, Idaho, you’ll discover a supportive community and a dedication to academic excellence that fosters children’s growth and development. Among the top-rated public and private schools in Boise, Idaho, and the surrounding Treasure Valley, parents can find several outstanding options. Before relocating with school-aged children, scheduling a relocation consultation is essential for narrowing down school choices and gaining insight into what to expect in the area. This article is a parent’s guide to schools in Boise, Eagle and Meridian, Idaho.

Boise Public Schools

Boise’s public schools generally fare well compared to those in other major cities across the United States. While rankings can vary based on different criteria and methodologies used, Boise consistently ranks above average in terms of academic performance, teacher quality, and overall student satisfaction. One factor contributing to Boise’s strong public school system is its relatively low student-to-teacher ratios, which allow for more personalized attention and support for students. Additionally, the city’s commitment to education funding and resources helps ensure that schools have the tools and programs needed to succeed.

Overall, while Boise may not always top national rankings due to its smaller size compared to major metropolitan areas, its public schools consistently provide a high-quality education and supportive environment for students to thrive.  Boise’s public school system boasts a reputation for academic excellence and a commitment to student success. Here’s a breakdown of some of the top-rated public schools in the area:

Boise High School: Renowned for its rigorous academic programs and diverse extracurricular offerings, Boise High consistently ranks among the top public high schools in the state.

Timberline High School: With a focus on college preparedness and a supportive learning environment, Timberline High School earns high marks for its dedicated faculty and comprehensive curriculum.

North Junior High School: Recognized for its strong community involvement and commitment to student engagement, North Junior High provides a nurturing environment for middle school students to thrive.

Riverside Elementary School: Known for its innovative teaching methods and emphasis on individualized instruction, Riverside Elementary excels in fostering a love of learning among its students.

Hillcrest Elementary School:  I bring up this school as my son attends here and after a private pre-school, I was a bit apprehensive about putting him in public school.  However, I have found it to be a very pleasant experience.  There is a relatively low student-to-teacher ratio, and the teachers, staff, and administration are very open to communicating with the parents.  They have various programs for children with special needs and go above and beyond to look after children in need of more support, materially or emotionally.

There are over 30 school districts in Boise and the surrounding Treasure Valley, and even a bit outside of that.  You can find which district belongs to each area by clicking on this link to the various districts.

Top Boise Private Schools:

In addition to its public school system, Boise offers a variety of private schools that provide unique educational experiences.If you are considering relocating to the Boise area, I recommend contacting several schools in the private sector you are considering and setting up an in-person interview and tour.  This will allow you to look for housing closer to the school and also to get on an enrollment waiting list as soon as possible before moving to Boise.  Here are some of the top-rated private schools in the area:

Riverstone International School: As Idaho’s only International Baccalaureate World School, Riverstone International offers a globally focused education that emphasizes critical thinking, creativity, and cultural awareness.

The Ambrose School: Rooted in classical Christian education principles, The Ambrose School is renowned for its rigorous academic curriculum, character development initiatives, and strong sense of community.

Bishop Kelly High School: With a commitment to academic excellence, spiritual growth, and service to others, Bishop Kelly High School provides a holistic education that prepares students for success in college and beyond.

Sage International School: As a public charter school with a focus on international studies and language immersion, Sage International School offers a unique educational model that prepares students to become global citizens and future leaders.

Cole Valley Christian Schools:  Christian education with a focus on developing the whole person.  Offers a range of academic and extracurricular programs.

Foothills School of Arts and Sciences.  Independent, non-sectarian school offering progressive, inquiry-based learning.  Emphasizes arts and sciences education.

Here are some resources to research schools by area:

GreatSchools.org. This website offers a comprehensive directory of schools, including both public and private institutions, along with detailed profiles, ratings, and reviews from parents and students.

Another useful resource is the National Center for Education Statistics (NCES) School Locator tool, which allows you to search for schools by location and type. While NCES primarily focuses on public schools, it also provides information about private schools that participate in federal education programs.

Transportation to Schools in Boise

  1. School Buses: The Boise School District operates a comprehensive school bus transportation system, providing bus service to students across the district. School buses are available for eligible students who live a certain distance from their designated school or in areas with hazardous walking conditions.
  2. Walking and Biking: Due to the number of public schools and a low ratio of students to teachers, many students may live within walking or biking distance of their school choose & choose to walk or bike to school. The Boise area prioritizes pedestrian and bicycle safety, with designated bike lanes, crosswalks, and pedestrian-friendly infrastructure in many neighborhoods.
  3. Parent/Guardian Transportation: Some parents or guardians may choose to transport their children to and from school using their vehicles. This option provides flexibility and convenience for families, especially those who live close to their child’s school or have multiple children attending different schools.
  4. Public Transit: Public transit options, such as buses operated by Valley Regional Transit, are available for students who may need alternative transportation to and from school. Students can use public transit routes to access schools located along bus routes throughout the Boise area.

Overall, if you are considering a move to the Boise area and have school-aged children, schools are an important part of the decision process.  If a specific school is important to you and your family, it is key to research and set up appointments with these schools before relocating.  Often, private schools here have waiting lists or specific criteria to enroll, as do some charter schools, such as Sage International, mentioned above.  Once a school has been chosen, it will help to narrow down which part of Boise or the surrounding Treasure Valley you will want to make home.


Boise Real Estate ProfessionalFor expert guidance on a parent’s guide to Schools in Boise, moving to Idaho with kids, family-friendly Boise suburbs, or the best neighborhoods in Boise, contact Jennifer Louis, a Boise relocation expert. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and, of course, a few things real estate.  (208) 509-9122 or [email protected].

Discover Summer Fun in Boise: A Newcomer’s Guide

Discover Summer Fun in Boise: A Newcomer’s Guide

Welcome to Boise and Beyond’s blog series focusing on living like a local in Idaho.  If you are one of the many who have recently relocated to Boise and the Treasure Valley here are some of the best ways to fit in and acclimate to your new home.

Discovering Boise in the Summer

Welcome to Boise, the vibrant heart of Idaho! If you’re new to the area or considering a move here, you’re in for a treat with our abundant summer activities. Whether you’re an outdoor enthusiast, a family looking for kid-friendly options, or someone who enjoys cultural events, Boise has something special for you. Here’s a fun and informative guide to discover Summer fun in Boise.

Outdoor Activities

Floating The Boise River

Floating the Boise River
One of the quintessential Boise summer activities is floating down the Boise River. Grab a raft or tube from Boise River Raft & Tube (boiseriverraftandtube.com) and enjoy a leisurely float under the sun, a perfect way to cool off and relax.

Hiking at Camel’s Back Park
Explore the trails of Camel’s Back Park (parks.cityofboise.org). Whether you’re up for a short hike or a challenging climb up the park’s iconic hill, the views of Boise from the top are worth the effort.

Kids’ Corner

Discovery Center science museum in BoiseZoo Boise
A fantastic place for families, Zoo Boise (zooboise.org) offers a chance to see and learn about animals from around the world. Don’t miss the Giraffe Encounter for a memorable family moment.

Discovery Center of Idaho
Spark curiosity and learning at the Discovery Center of Idaho (dcidaho.org). This hands-on science center is perfect for children, with exhibits that make learning about science a fun and interactive experience.

Ann Morrison Park
Ann Morrison Park (parks.cityofboise.org) is a splendid spot for a family picnic or a game of frisbee. With its expansive playground and splash pad, kids can enjoy plenty of fun under the sun.

Settlers Park
Settlers Park in Meridian offers a variety of amenities, including a fishing pond, playgrounds, and interactive water features. It’s a perfect destination for families looking to spend an enjoyable day outdoors. Check out their events at meridiancity.org.

Indoor Escapes

Boise Art Museum
Escape the heat and get inspired at the Boise Art Museum (boiseartmuseum.org), where you can view contemporary artworks and special exhibitions that change throughout the year.

The Basque Museum and Cultural Center
Discover the unique Basque heritage of Boise at The Basque Museum and Cultural Center (basquemuseum.eus). It’s a fascinating insight into one of the city’s prominent cultures through exhibits and events.

Seasonal Events in Boise

Boise Outdoor Markets

The Boise Music Festival
Usually held in June, the Boise Music Festival (boisemusicfestival.com) features a lineup of local and national artists. It’s a must for music lovers and a great way to experience Boise’s lively music scene.

Idaho Shakespeare Festival
Experience the magic of Shakespeare in the great outdoors from May through September at the Idaho Shakespeare Festival (idahoshakespeare.org). With a stunning amphitheater setting, this is a cultural experience that’s not to be missed.

Saturday Farmers Markets
Explore local produce, crafts, and foods at the Boise Farmers Market (theboisefarmersmarket.com) and the Capital City Public Market (capitalcitypublicmarket.com). Both markets offer a taste of local Idaho flavors and a great way to support local farmers and artisans.


Boise in the Summer offers an incredible mix of outdoor activities, family fun, cultural experiences, and events that showcase the best of the city. Whether you’re here for a visit or making Boise your new home, there’s plenty to explore and enjoy in this dynamic city. Welcome to Boise – your adventure begins here

Boise Real Estate ProfessionalEnjoy Summer in beautiful Boise, Idaho.  And there are so many other great places to explore in Boise and the surrounding Treasure Valley.  Looking to discover more about Boise Metro Area?  Follow this blog or set up your personal consultation with Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide.  (208) 509-9122 or [email protected]

Hi! I’m Jennifer Louis, your trusted real estate professional and relocation expert at Silvercreek Realty Group. Having relocated to this beautiful Valley myself, I have a passion for helping newcomers discover all that Boise and its surrounding areas have to offer. With over 20 years of experience and hundreds of successful relocations under my belt, I am dedicated to making Boise feel like home for you. Don’t just take my word for it—check out my five-star reviews on Google!: GOOGLE REVIEWS

 

Buying a Second Home in Idaho

Buying a Second Home in Idaho

(UPDATED 5/1/2024) Idaho is home to some of the most scenic landscapes in the Northwest and after a vacation to one of its idyllic lakes or mountain towns, the fantasies of owning a second home in the Gem State begin. Here’s a look at some of the most popular vacation areas in Idaho and what to expect should you decide to buy a second home in Idaho.

Buying a home in McCall, Idaho.

McCall, Idaho is a popular, bustling resort town located just a little over 100 miles or two hours North of Boise and is known for its pristine Payette Lake and Brundage Mountain resort making it a great destination all year long. Condos, cabins and beautiful estates line Payette Lake’s shores and the surrounding forest.

McCall was established as a resort town back in the early 1900s and has remained that way until today, however, it’s only in the past several years with the tremendous growth in Idaho that McCall has been put on the map. The real estate market in McCall is one of the most competitive markets for primary and secondary home buyers. The median price for a single-family home in Valley County which is home to McCall, Idaho is currently $850,000. For a townhome or condo, the median price is $715,000. Homes in this area go quickly and it’s common for a home for sale to have multiple offers and disappear in a week once hitting the market.

Buying a home in Stanley, Idaho.

Just 3 hours northeast of Boise, Stanley has become one of the hottest real estate markets in the area for primary and second homes. Located in central Idaho and surrounded by the Sawtooth, White Cloud, and Lost River ranges, Stanley is known for some of the best hiking, rock climbing, fishing, and whitewater rafting in the US and is home to the breathtaking Redfish Lake.

Demand for homes are particularly high and often sell within days if not hours from hitting the market and it’s not unusual for homes to receive offers sight unseen. The area offers large adventure but is relatively small with minimal housing inventory.  One of the challenges of buying a home in Stanley is that many are sold directly from seller to buyer. In For Sale By Owner cases in this area being in the right place at the right time or knowing someone who has a home for sale is key to finding a home. Land sales have also increased in the area with 9 parcels sold on the MLS in the past 18 months. Yet, due to its size and the surrounding public lands Stanley will most likely never develop like McCall or Sun Valley, Idaho.  If you are looking to purchase land or a home in this area, give me a call and I can connect you with real estate professionals who know this area.

Buying a Home in Coeur d’Alene

Idaho is located in northwest Idaho near the Washington State border. It’s known for water sports on Lake Coeur d’Alene, trails in the Canfield Mountains, and the surrounding 50 lakes. It boasts activities for all year round including snow mountain resorts.

Out-of-state buyers are fueling the real estate market in Coeur d’Alene. Many escaping the home price tags in their own states and desiring a piece of the outdoors are heading to this beautiful area. Once again the area has high demand for housing driving up prices. The average home price sale according to Realtor.com was $635,000 as of 5/1/2024. However, new developments are in the works and if you are willing to wait for a year buying a new home may be the answer. One of the biggest challenges to the area is that second-home buyers are competing against primary home buyers. The demand for homes has been increasing tremendously since the Spring and the inventory can’t keep up which will continue to drive up prices and create a seller’s market

If you’re still on the fence of whether buying a second home is right for you take a look at some of the pros and cons:

Pros of Buying a Second Home

Buying a second home can be a great investment as these areas are popular destinations and are more likely to hold and even continue to increase in value. There is also the incentive for tax deductions. If you keep your second home unoccupied other than for your enjoyment and only rent it out for no more than two weeks per year then the interest on the mortgage and the property taxes are fully deductible from your gross income. Another option is to rent out your second home for income while you aren’t occupying it. Rental fees vary according to seasons and the popularity of the area. Typically, peak season weekly rental fees are usually equal to or greater than the property’s monthly mortgage payment, allowing you to break even with an annual occupancy of around 30% from a cash flow viewpoint.

Let’s face it owning a second home if you can afford it can be a great long-term investment and an opportunity to enjoy regular vacations in a familiar space without the stress of finding lodging while away. The advantages can go on and on depending on your situation, but as with any decision, it’s important to weigh the disadvantages before deciding to buy.

Cons of Buying a Second Home in Idaho

A second home mortgage typically requires a larger down payment of 20-30% and a higher interest rate and as with any home you own you are responsible for the maintenance. This means if you don’t live in the area hire a property management, or maintenance company to take care of any leaky faucets, burst pipes or any number of things that may need repair on your second home while you are not in town. Another important item to consider is that once you decide on a vacation home it can often lead to feeling married to that one vacation spot all year long, year after year. It can create a feeling of inflexibility and make you less likely to visit other beautiful areas during your vacation periods.

Here’s a great article full of pros, cons and next steps to purchasing a second home in Idaho: Pros/Cons of Buying a Second Home. In the meantime it’s free and fun to just check out some of the beautiful vacation homes for sale in lovely Idaho even if you never decide to purchase and owning that second home remains a fantasy.

Check out Idaho’s Vacation Homes in McCall, Idaho

Check out Idaho’s Vacation Homes in Sun Valley, Idaho

Check out Idaho’s Vacation Homes in Stanley, Idaho

Check out Idaho’s Vacation Homes in Coeur d’Alene, Idaho

Would you like to know more about the real estate market in Idaho? Please contact 208-509-9122 or [email protected] for more information or to be connected to a real estate professional specializing in these specific areas.