Real Estate in Boise, Meridian, Nampa
& All of the Treasure Valley

Jennifer Louis
Residential Real Estate Expert
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Living in Middleton, Idaho

Living in Middleton, Idaho

For anyone dreaming of more space, quieter living, and maybe even a few alpacas.

This small-town gem sits just west of Star and Eagle and has quickly become a favorite for those relocating to the Treasure Valley who want more land without the Eagle price tag.  Middleton has grown, but it hasn’t lost its calm, country feel, and that’s what makes it so appealing.  It is one of the few places in the valley where you can still find a home with room to breathe. Bigger lots, shops, pastures, animals, and open views are part of everyday life here. If you have ever wanted space for chickens, a garden, a workshop, or even alpacas, Middleton is the type of place where that lifestyle is possible.

The median home price in Middleton is about $530,000 for a single-family home or a single-family home with acreage. Homes tend to move quickly, with the average days on market around twenty-seven.

Here is a clear look at the pros, the challenges, and what to watch for if you are considering a move to Middleton or searching for acreage.

The Pros

Middleton gives you more room than most places in the Treasure Valley. Large half-acre, one-acre, two-acre, or five-acre properties are common. The town still has a strong country feel, and it is not unusual to see horses, goats, or alpacas on your morning drive. If you are looking for freedom and flexibility with your property, this is where you find it.

Although it feels rural, Middleton is close to everything you need. Star and Caldwell are about ten to fifteen minutes away, Meridian is twenty to twenty-five, and Boise is roughly thirty-five to forty minutes, depending on the time of day. You get the space and quiet of the country with reasonable access to shopping, healthcare, and entertainment.

Acreage is also more affordable in Middleton compared to Eagle or some parts of Star. If you want land without paying luxury prices, this is an excellent place to start looking.

There is also a strong sense of community. Middleton schools are known for their smaller class sizes, active sports programs, and that familiar small-town atmosphere. Neighbors tend to know each other, and community events are common.

Builders in Middleton

Middleton offers a mix of subdivision builders and smaller local builders who understand rural living. CBH Homes, Hubble Homes, and Hayden Homes all build in and around Middleton and tend to focus on more traditional subdivision-style homes. Many custom and semi-custom builders specialize in larger lots, shops, barns, RV bays, and acreage properties.  Some of our favorites are Maddyn Homes, Mendiola, and homes in Hawk View Estates. If you are looking for a home that supports animals or hobbies, many of the local builders have the experience to design those features correctly.  Homes on the market in Middleton range from $315,000 to $2,500,000.  Check out all the homes and lots for sale in Middleton, Idaho, today.

Rural living means driving. If you work in Meridian, Eagle, or Boise, your commute will be longer and you will be in the car more often. Middleton is best suited for people who work from home, have flexible schedules, or do not mind a little extra drive time.

Shopping and dining are limited within Middleton itself. Most residents drive to Star, Caldwell, Nampa, or Meridian for restaurants, larger stores, or weekend outings. If you want walkability, Middleton is not the place for it.

You will also need to be comfortable with the realities of country living. Most acreage properties use a well and septic system. You may also be responsible for irrigation, weed control, pasture management, and maintaining a larger outdoor space. Dust, wildlife, and the occasional farm smell are part of life here.

What to Look For When Buying in Middleton

If you are searching for land, water rights, and irrigation are very important. You should know which irrigation district the property is in, how water is delivered, and whether the rights transfer with the sale. This can impact the quality and cost of maintaining acreage.

You will also want to understand the property’s well and septic systems. Ask about the well depth, flow, water quality, and the age and size of the septic system. These systems should always be inspected by professionals before closing.

Some properties in Middleton are in neighborhoods with CC&Rs guidelines, while others have no restrictions at all. Decide early whether you want complete property freedom or a little structure. It makes a big difference when choosing a home.

Middleton also has private roads and shared driveways in many areas. Always confirm who maintains the road, how often, and what the cost is.

If you are looking at homes with shops, barns, or outbuildings, make sure they have proper permits and electrical work and meet setback requirements. Not all outbuildings are created equal, and repairs can be expensive.

Finally, be aware of flood zones, soil drainage, and proximity to irrigation canals. These factors can affect insurance, maintenance, and long-term use of the land.

Who is Middleton right for

Middleton is ideal for buyers who want more space, privacy, and the freedom to live a rural lifestyle. It works well for families, remote workers, hobby farmers, people who want to own animals, or anyone who wants to be close to Boise without living in the city.

Who It May Not Fit

If you need walkability, immediate restaurant access, or very short commutes, Middleton will likely feel too spread out. It also may not fit buyers who do not want to manage wells, septic, or larger outdoor spaces.

Thinking About Middleton

If you are considering Middleton for its space, acreage opportunities, quiet living, or future homestead potential, I can help you decide which neighborhoods and areas fit your goals. Understanding irrigation, wells, and septic, soil conditions, local builders, and the differences between Middleton, Star, Caldwell, and Emmett is essential when buying this type of property, and I guide clients through each step.

When you are ready to explore Middleton or want help narrowing down the right area, I would love to help you get started.


Need Relocation Guidance? I’m Here to Help.

Whether you’re moving to Boise, Meridian, Eagle, Nampa, Star, or Caldwell, I specialize in relocation to Idaho and can break down costs by neighborhood, school district, or commute pattern.

I’ve helped numerous families and individuals move to the Treasure Valley, and I’d love to guide you, too.

Click here to schedule your Boise Relocation Consultation or explore homes across the valley.


 

For expert guidance on moving to Boise, contact Jennifer Louis, a Boise real estate and relocation expert. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and of course, a few things real estate.  (208) 509-9122 or [email protected].

The Real Cost of Living in Boise

The Real Cost of Living in Boise

Boise continues to shine as one of the top relocation destinations in the U.S. With its four-season outdoor culture, a relaxed and friendly lifestyle, and overall affordability compared with West Coast states, more families and professionals are choosing the Boise Metro area as their next home.

If you’re considering a move to Boise, Meridian, Eagle, Nampa, Caldwell, Star, or Emmett, here’s what the true cost of living in 2025 looks like, which includes the most recent local housing data.


Housing Costs in Boise & the Treasure Valley (2025 Update)

Housing is typically the biggest part of your cost of living, and Boise’s market in 2025 is stable, competitive, and offering more choices thanks to increased inventory.

Ada County (Boise, Meridian, Eagle, Kuna, Star)

  • Median sales price (January 2026): $535,990 — essentially unchanged year-over-year, signaling a stable market.

  • Days on Market: 55 days, up slightly from last year — giving buyers a bit more breathing room.

  • Inventory: 1,567  homes, up 23% from last year, meaning more selection for relocating buyers.

Canyon County (Nampa, Caldwell, Middleton)

  • Median sales price (January 2026): $420,000, down 1.2% year-over-year.

  • Days on Market: 66 days, up 6% from last year.

  • Inventory: 958 homes, slightly more than last year, adding more buying opportunities.

New Construction Trends (2025)

New construction is giving relocating buyers even more to choose from:

  • Ada County new construction median price: $560,000

  • Canyon County new construction median price: $454,000

Both counties have seen inventory growth of 12% in Canyon and 36% in Ada Counties, making new-builds far more accessible than in previous years.

What This Means for You

Boise’s 2026 housing market offers:
✔ More inventory
✔ Stable prices
✔ Balanced competition
✔ Strong selection in West Boise, Southeast Boise, East Boise, South Meridian, and North Nampa

If you’re considering buying, now is an excellent time to access a wider range of homes.
Click here to explore active listings across Boise, Meridian, Eagle, Star, Nampa, and Caldwell.


Renting in Boise (2026)

Rental inventory remains limited due to strong demand, but new apartments in Meridian, Boise Bench, and Nampa are helping meet the needs of relocating renters.

Average Rents in 2026

  • Boise overall average rent: ~$1,977/month

  • Boise median single-family rental (Zillow): ~$1,800/month

  • Rent in more suburban, luxury areas such as Eagle, Star and Meridian and  single-family rentals see an average of $2,600/month
  • Apartment List median rent: ~$1,229/month

  • Redfin rental average: ~$1,582/month

Expect competition for single-family homes and centrally located rentals, especially near downtown Boise, Harris Ranch, and West Boise.


Utility Costs in Boise (2026)

Utility costs continue to fall below or near national averages, which helps offset slightly higher housing costs.

Average monthly utilities in the Boise area:

  • Electricity: ~$108/month

  • Natural Gas: ~$53

  • Water: ~$49 (Veolia)

  • Internet: ~$53 (CenturyLink, Sparklight, AT&T Wireless, Ting, etc.)

Total Estimated Monthly Utilities: ~$297/month

In outlying areas like Star, Middleton, Nampa, and parts of Caldwell, private wells and septic systems can reduce water/sewer expenses.


Child Care Costs in Boise (2026)

For families relocating to Boise, childcare remains one of the higher monthly expenses; however, most residents find it is still below the cost of care in states like California, Oregon, and Washington.

Average annual costs:

  • Daycare (center-based): ~$6,900

  • In-home daycare: ~$6,284

  • Preschool: $5,800–$6,400

  • Private school (Idaho average): ~$8,272/year

Boise continues to offer strong public, charter, and magnet school options, making it easier for families to manage educational costs.


Fuel Costs & Transportation

Boise’s fuel prices remain lower than the national average and far below the West Coast.

Early 2026 ranges:

  • Low: $2.99

  • High: $3.50

Couple that with average commute times of 20–30 minutes, and transportation costs stay significantly lower than in major metro areas.


Lifestyle & Recreation Costs in Boise

This is where Boise shines. Outdoor enthusiasts, foodies, cyclists, runners, and families get a tremendous lifestyle without the price tag of larger cities.

Low- or no-cost activities:

  • The Boise River Greenbelt

  • Cliffside hiking & biking trails

  • Bogus Basin skiing & tubing

  • Local parks, splash pads, playgrounds

  • Free downtown festivals

  • Treasure Valley hiking, fishing & camping

Compared to Washington, California, Oregon, and Colorado, Idaho offers noticeably lower day-to-day living expenses.


Is Moving to Boise Still Worth It in 2026?

Absolutely — especially if you’re relocating from higher-cost states. Boise continues to offer:

✔ Stable housing prices
✔ Growing inventory & new construction
✔ Shorter commutes
✔ A thriving job market
✔ Exceptional outdoor access
✔ A warm, community-centered lifestyle

And its cost of living remains significantly lower than that of major West Coast metros.


Need Relocation Guidance? I’m Here to Help.

Whether you’re moving to Boise, Meridian, Eagle, Nampa, Star, or Caldwell, I specialize in relocation to Idaho and can break down costs by neighborhood, school district, or commute pattern.

I’ve helped numerous families and individuals move to the Treasure Valley, and I’d love to guide you, too.

Click here to schedule your Boise Relocation Consultation or explore homes across the valley.


 

For expert guidance on moving to Boise, contact Jennifer Louis, a Boise real estate and relocation expert. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and of course, a few things real estate.  (208) 509-9122 or [email protected].

A Parent’s Guide to Schools in Boise, Eagle and Meridian

A Parent’s Guide to Schools in Boise, Eagle and Meridian

Whether you’re exploring public or private schooling options in Boise, Idaho, you’ll discover a supportive community and a dedication to academic excellence that fosters children’s growth and development. Among the top-rated public and private schools in Boise, Idaho, and the surrounding Treasure Valley, parents can find several outstanding options. Before relocating with school-aged children, scheduling a relocation consultation is essential for narrowing down school choices and gaining insight into what to expect in the area. This article is a parent’s guide to schools in Boise, Eagle and Meridian, Idaho.

Boise Public Schools

Boise’s public schools generally fare well compared to those in other major cities across the United States. While rankings can vary based on different criteria and methodologies used, Boise consistently ranks above average in terms of academic performance, teacher quality, and overall student satisfaction. One factor contributing to Boise’s strong public school system is its relatively low student-to-teacher ratios, which allow for more personalized attention and support for students. Additionally, the city’s commitment to education funding and resources helps ensure that schools have the tools and programs needed to succeed.

Overall, while Boise may not always top national rankings due to its smaller size compared to major metropolitan areas, its public schools consistently provide a high-quality education and supportive environment for students to thrive.  Boise’s public school system boasts a reputation for academic excellence and a commitment to student success. Here’s a breakdown of some of the top-rated public schools in the area:

Boise High School: Renowned for its rigorous academic programs and diverse extracurricular offerings, Boise High consistently ranks among the top public high schools in the state.

Timberline High School: With a focus on college preparedness and a supportive learning environment, Timberline High School earns high marks for its dedicated faculty and comprehensive curriculum.

North Junior High School: Recognized for its strong community involvement and commitment to student engagement, North Junior High provides a nurturing environment for middle school students to thrive.

Riverside Elementary School: Known for its innovative teaching methods and emphasis on individualized instruction, Riverside Elementary excels in fostering a love of learning among its students.

Hillcrest Elementary School:  I bring up this school as my son attends here and after a private pre-school, I was a bit apprehensive about putting him in public school.  However, I have found it to be a very pleasant experience.  There is a relatively low student-to-teacher ratio, and the teachers, staff, and administration are very open to communicating with the parents.  They have various programs for children with special needs and go above and beyond to look after children in need of more support, materially or emotionally.

There are over 30 school districts in Boise and the surrounding Treasure Valley, and even a bit outside of that.  You can find which district belongs to each area by clicking on this link to the various districts.

Top Boise Private Schools:

In addition to its public school system, Boise offers a variety of private schools that provide unique educational experiences.If you are considering relocating to the Boise area, I recommend contacting several schools in the private sector you are considering and setting up an in-person interview and tour.  This will allow you to look for housing closer to the school and also to get on an enrollment waiting list as soon as possible before moving to Boise.  Here are some of the top-rated private schools in the area:

Riverstone International School: As Idaho’s only International Baccalaureate World School, Riverstone International offers a globally focused education that emphasizes critical thinking, creativity, and cultural awareness.

The Ambrose School: Rooted in classical Christian education principles, The Ambrose School is renowned for its rigorous academic curriculum, character development initiatives, and strong sense of community.

Bishop Kelly High School: With a commitment to academic excellence, spiritual growth, and service to others, Bishop Kelly High School provides a holistic education that prepares students for success in college and beyond.

Sage International School: As a public charter school with a focus on international studies and language immersion, Sage International School offers a unique educational model that prepares students to become global citizens and future leaders.

Cole Valley Christian Schools:  Christian education with a focus on developing the whole person.  Offers a range of academic and extracurricular programs.

Foothills School of Arts and Sciences.  Independent, non-sectarian school offering progressive, inquiry-based learning.  Emphasizes arts and sciences education.

Here are some resources to research schools by area:

GreatSchools.org. This website offers a comprehensive directory of schools, including both public and private institutions, along with detailed profiles, ratings, and reviews from parents and students.

Another useful resource is the National Center for Education Statistics (NCES) School Locator tool, which allows you to search for schools by location and type. While NCES primarily focuses on public schools, it also provides information about private schools that participate in federal education programs.

Transportation to Schools in Boise

  1. School Buses: The Boise School District operates a comprehensive school bus transportation system, providing bus service to students across the district. School buses are available for eligible students who live a certain distance from their designated school or in areas with hazardous walking conditions.
  2. Walking and Biking: Due to the number of public schools and a low ratio of students to teachers, many students may live within walking or biking distance of their school choose & choose to walk or bike to school. The Boise area prioritizes pedestrian and bicycle safety, with designated bike lanes, crosswalks, and pedestrian-friendly infrastructure in many neighborhoods.
  3. Parent/Guardian Transportation: Some parents or guardians may choose to transport their children to and from school using their vehicles. This option provides flexibility and convenience for families, especially those who live close to their child’s school or have multiple children attending different schools.
  4. Public Transit: Public transit options, such as buses operated by Valley Regional Transit, are available for students who may need alternative transportation to and from school. Students can use public transit routes to access schools located along bus routes throughout the Boise area.

Overall, if you are considering a move to the Boise area and have school-aged children, schools are an important part of the decision process.  If a specific school is important to you and your family, it is key to research and set up appointments with these schools before relocating.  Often, private schools here have waiting lists or specific criteria to enroll, as do some charter schools, such as Sage International, mentioned above.  Once a school has been chosen, it will help to narrow down which part of Boise or the surrounding Treasure Valley you will want to make home.


Boise Real Estate ProfessionalFor expert guidance on a parent’s guide to Schools in Boise, moving to Idaho with kids, family-friendly Boise suburbs, or the best neighborhoods in Boise, contact Jennifer Louis, a Boise relocation expert. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and, of course, a few things real estate.  (208) 509-9122 or [email protected].

What the NAR Settlement Means For Idaho

What the NAR Settlement Means For Idaho

The National Association of Realtors, NAR is making headlines with their unprecedented settlement that if approved by the courts could transform how broker commissions are managed. This move directly impacts over a million NAR members, including agents, brokerages, and MLS services, setting a new precedent for transparency and negotiation in commission structures.  This article will detail what the NAR Settlement means for Idaho and those buying and selling homes in the state.

Key Changes and Their Impact

Transparency in Commissions

The settlement mandates a shift in how broker commissions are disclosed. Specifically, the practice of advertising cooperative compensation on MLS is changing. Sellers traditionally agreed to a broker fee, shared with the buyer’s agent through MLS listings. Now, such compensation must be negotiated outside of MLS, requiring buyers to understand their agent’s fees upfront through a Buyer Representation Agreement.

Negotiation of Fees:

Sellers retain the flexibility to negotiate commission fees and may opt to offer a cooperative fee to the buyer’s agent. This isn’t a novel concept; however, clarity around fee negotiation has been lacking in certain states, leading to misconceptions about commission rates. The settlement aims to rectify this by ensuring all parties are informed and agreeable to the terms from the outset.  The NAR does not set commissions or require a set fee. Fees are negotiated via a seller representation agreement and buyer representation agreement before a transaction begins for the majority of real estate transactions in Idaho.

The Idaho Example

Idaho has been ahead of the curve, with clear stipulations regarding brokerage and cooperative fees. This practice ensures buyers and sellers are well-informed from the beginning, reducing surprises and fostering a fair, transparent real estate environment.

Market Misconceptions

Despite rumors that the settlement could lower home prices or eliminate buyer agent fees, it’s essential to understand that the value provided by real estate professionals remains unchanged. Agents play a crucial role in guiding clients through the complexities of buying or selling a home, and their services come at a cost. This settlement doesn’t abolish fees but emphasizes transparency and choice, ensuring clients know what they’re paying for and why.

Real Estate Professionals as Small Businesses

It’s vital to remember that agents, operating under brokerages, run their businesses. This means they have the autonomy to set their service fees, which are negotiable and subject to the client’s choice. This autonomy respects the professional judgment of real estate experts and the consumer’s right to choose.

In Conclusion and My Personal Opinion

In writing this article, I’ve delved into the legal documents and discussions with my team at Silvercreek Realty Group to clarify misunderstandings and share insights. The real estate sector is undoubtedly at a crossroads, needing evolution. While I have reservations about removing cooperative fee advertisements from MLS, my commitment to transparency has never wavered. That’s precisely why I chose to work with Silvercreek Realty Group and take pride in operating openly in Idaho’s real estate scene.

The structure of real estate organizations like NAR, local associations, and MLS does seem a bit dated. Their focus on increasing membership for revenue, making entry into the profession too easy, raises questions about maintaining high standards. With over 8,000 agents in the Treasure Valley alone as of 2023, the bar for entry is low, involving just a course, exams, and a background check, with no rigorous vetting process. This ease of entry might contribute to the lack of transparency that led to legal challenges against NAR.

Despite intense competition, which theoretically should lower fees, many agents are selected by sellers or buyers based on personal connections rather than expertise, creating disparities. Given that the average real estate agent in Idaho makes around $40,000 a year, not accounting for expenses, the competition paradoxically keeps fees high for agents to remain viable. Elevating the requirements to become a real estate agent, such as implementing a college degree prerequisite or mandating years of experience in relevant fields, could enhance professionalism and ensure that those entering the industry are truly qualified.

With an industry filled with qualified professionals, we would see a more positive light shining on real estate agents and what they do in a real estate transaction.  In the meantime, I encourage those looking to buy or sell a house in Idaho to take your time when choosing your real estate professional.  I wrote an article to help guide buyers and sellers in making this decision because it is important.  A good agent should have experience, qualifications, and a proven track record with real client reviews and sales,  not just be someone you know or are related to.

If you have more questions about what the NAR Settlement means for Idaho or how it could affect you if you are considering selling or buying a home please reach out.  I am passionate about this field and would love to chat.


Boise Real Estate ProfessionalFor expert guidance on moving to Boise, or selling a home in the area contact Jennifer Louis, a Boise real estate and relocation expert. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and of course a few things real estate.  (208) 509-9122 or [email protected].

Your Property’s Assessed Value versus Fair Market Value

Your Property’s Assessed Value versus Fair Market Value

Property owners in Ada County have recently received their 2023 Assessed Value notices, and to the delight of many, there’s a surprising dip compared to the 2022 assessment. This unexpected turn of events is fantastic news for homeowners, as a lower assessed value translates to reduced property taxes. However, if you’re contemplating selling your home, you might be wondering: does the drop in assessed value parallel a decline in your home’s market value? Let’s delve into the differences between a property’s assessed value versus fair market value.

What is Assessed Value?

The assessed value is the dollar value assigned to a home or other property for tax purposes. It takes into consideration comparable home sales, location, and other factors. In Ada and Canyon Counties properties are assessed annually on January 1st.  They are sent to homeowners around the middle of the same year and are due for payment during the following year. Assessed values in Idaho over the past ten years tend to be lower than the Fair Market Value.

What is Fair Market Value in Real Estate?

Fair market value (FMV) in real estate is the price that a property will sell for in an open market, in other words, what a buyer is willing to pay for a home and a seller is willing to accept.  Market value reflects what a property could sell for, irrespective of its assessed values. Relying exclusively on assessed or appraised values may lead sellers to misjudge and potentially misprice their property. Determining a home’s market value involves a nuanced analysis, considering various factors:

  • External Characteristics: Elements like curb appeal, roof and garage, lot size, home style, and the availability of public utilities.
  • Internal Characteristics: Sqft, Bed/Baths, updates, appliances, special features such as RV parking, views, shops, etc.
  • Mechanicals: The age and condition of the HVAC, water heater, plumbing, electrical, etc.
  • Comparables (Comps): Understanding recent selling prices of similar homes in the same area is crucial for a realistic market valuation.
  • Supply and Demand: The dynamic between the number of buyers and sellers in your area influences the perceived value of your property.
  • Location: The neighborhood’s desirability, the quality of schools, and the local crime rate all play a role in determining market value.

According to the Ada County Assessors website, assessors estimate what a typical buyer would reasonably pay for a property on January 1st of the year. Assessors do not consider updates inside the home, such as remodels, new electrical work, plumbing, or new flooring. Given that the Assessment Notice is mailed six months after the assessment, it quickly becomes outdated compared to actual market trends and we see bigger gaps or differences between assessed value and fair market value.  We saw this firsthand in 2022.  According to the Property Value Flyer that accompanied the 2023 Assessment the assessor wrote, “Due to the timing of assessments, last year’s value did not capture 2022’s peak market conditions.”  The real estate market peaked in May 2022 and then prices declined, but the assessment had been decided in Jan 2022 when home prices were still increasing.

So, if your assessed value doesn’t align with your expectations, there’s no need to panic. Assessments primarily serve tax purposes. Home buyers and sellers, however, focus more on market value, recognizing that the true value of a home is subjective. It ultimately boils down to the agreement between the buyer and seller. Your neighborhood real estate professional will be able to provide you with accurate market trends and comparable homes to accurately price your home and get it sold.

Boise Real Estate ProfessionalCurious about the market value of your home in today’s market?  I offer free, in-person consultations to get your home’s current market value and what you can expect during the process. Set up a time for a consultation here.  In the meantime, make sure to follow me,  Jennifer Louis, Boise Metro Real Estate Expert, and local relocation guide on Instagram, Facebook, or my blog for fun facts about Boise and of course a few things real estate.  (208) 509-9122 or [email protected].